Streamline Financial
Streamline Financial
  • 256
  • 6 562 192
He Never Expected THIS Problem In Retirement
This caused him to second-guess his decision to retire. Listen to his story so that this doesn't happen to you in retirement.
Dave Zoller, CFP®
7 Must-Have Retirement Accounts
ua-cam.com/video/AR5gBjLEMjI/v-deo.html
Retirement Withdrawal Strategy
ua-cam.com/video/5Qlv2haQlgw/v-deo.html
🍀Get The 5-Minute Retirement For Free🍀
streamlineplanning.com/retirement
✅ REACH OUT FOR A FREE RETIREMENT PLANNING SESSION ✅
hubs.ly/Q02Dsv2_0
❤️[MY FAVORITE RETIREMENT PLANNING SOFTWARE + VIDEO WALKTHROUGH]❤️
Achieve Your Successful & Secure Retirement WITHOUT A Financial Advisor
streamlineplanning.com/diy-retirement
-----------------------
⭐️ POPULAR RETIREMENT VIDEOS ⭐️
1️⃣ How To Organize Your Retirement with 7 MUST-HAVE ACCOUNTS
ua-cam.com/video/AR5gBjLEMjI/v-deo.html
2️⃣ 5 BIG Retirement REGRETS
ua-cam.com/video/bTDiedqCALE/v-deo.html
3️⃣ Dave Ramsey Reaction: 8% Withdrawal Rates?
ua-cam.com/video/8is20zlIb38/v-deo.html
4️⃣ How the RICH Invest Their Money
ua-cam.com/video/6JZ0R0zQalU/v-deo.html
5️⃣ 7 Things Happy Retirees Do Well. Retirement Planning Tips From Recent Retirees
ua-cam.com/video/Zyw9G_kFi64/v-deo.html
-----------------------
Streamline Your Retirement by getting these 3 key parts right!
1) Tax-efficient Withdrawal Planning
2) Investment Planning
3) Tax Reduction Planning
My name is Dave Zoller and I own Streamline Financial along with our team of retirement planning specialists.
Streamline has been helping people retire for over 25 years and I've personally been working with clients for the last decade and a half.
We can only work with a select number of clients so we created this channel to share what's working well for the families we help.
We both know that RETIREMENT IS MORE THAN MONEY so you'll see the financial strategies along with the non-financial strategies to make sure this next stage is YOUR BEST YET!
Disclaimer: Since we don’t know your specific situation, none of this information should be construed as tax, legal, financial, insurance, financial advice, or other advice and may be outdated or inaccurate. It is your responsibility to verify all information yourself. This content is prepared for entertainment purposes only. If you need advice, please contact a qualified CPA, attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. Streamline Financial Services, LLC or its members cannot be held liable for any use or misuse of this content.
Affiliate Disclaimer: This post may include affiliate links where we may earn a payment when you click on the links at no additional cost to you.
Disclosures: Securities offered through LaSalle St. Securities LLC (LSS), member FINRA/SIPC. Advisory services offered through LaSalle St. Investment Advisors LLC (LSIA), a Registered Investment Advisor. Streamline Financial Services is not affiliated with LSS or LSIA. LSS is affiliated with LSIA.
Переглядів: 10 232

Відео

9 Things to STOP DOING After 55 To Enjoy Life More
Переглядів 263 тис.21 годину тому
We've helped hundreds of people in their fifties and sixties retire over the past 15 years and one of the surprising things about the most successful and the happiest retirees we know is that they're not the most happy because of the things that they've added to their lives… it's actually because of the things that they stopped doing. So I want to go over the nine things that they stopped doing...
4 Reasons To Do ROTH Conversions If You Have A Pension
Переглядів 13 тис.14 днів тому
Here are 4 reasons to ROTH Convert if you have a pension Dave Zoller, CFP® They Paid ZERO TAX On Retirement Income ua-cam.com/video/UHkJTxCB34c/v-deo.html 🍀Get The 5-Minute Retirement For Free🍀 streamlineplanning.com/retirement ✅ REACH OUT FOR A FREE RETIREMENT PLANNING SESSION ✅ hubs.ly/Q02BVLXB0 ❤️[MY FAVORITE RETIREMENT PLANNING SOFTWARE VIDEO WALKTHROUGH]❤️ Achieve Your Successful & Secure ...
4 Uncomfortable Retirement Truths You Need To Hear
Переглядів 39 тис.21 день тому
4 Uncomfortable Truths About Retirement Dave Zoller, CFP® ua-cam.com/video/gaSdZm0J0rE/v-deo.htmlv=Zyw9G_kFi64&list=PL9Rjx6d1Qgpn0ByIDZVOGRvMfa-S9piu6 🍀Get The 5-Minute Retirement For Free🍀 streamlineplanning.com/retirement ✅ REACH OUT FOR A FREE RETIREMENT PLANNING SESSION ✅ streamlineplanning.com/start-here ❤️[MY FAVORITE RETIREMENT PLANNING SOFTWARE VIDEO WALKTHROUGH]❤️ Achieve Your Successf...
Leadership, Transitions and Legacy Impact w/ Bill Holbrook
Переглядів 47321 день тому
In this episode of Wealth Beyond Riches, Tim explores the deeper dimensions of wealth beyond financial success with guest Bill Holbrook. An executive coach with a background in ministry, Bill articulates his philosophy of balancing work and time wealth to impact people meaningfully. The conversation traverses their shared history, Bill's transition from pastoring to coaching, the significance o...
They Retired 10 Years Early Due To 3 Things
Переглядів 94 тис.Місяць тому
The advisor missed 3 important things in their plan and they thought they had to work 12 more years. But it wasn't right. Dave Zoller, CFP® 🍀Get The 5-Minute Retirement For Free🍀 streamlineplanning.com/retirement ✅ REACH OUT FOR A FREE RETIREMENT PLANNING SESSION ✅ hubs.ly/Q02y_fM-0 ❤️[MY FAVORITE RETIREMENT PLANNING SOFTWARE VIDEO WALKTHROUGH]❤️ Achieve Your Successful & Secure Retirement WITH...
I Retired With Millions BUT Made 6 BIG Mistakes
Переглядів 10 тис.Місяць тому
These mistakes fit into 4 categories. 1 was Investment, 1 Tax, 2 Estate, 2 Lifestyle. Dave Zoller, CFP® 00:00 - Dan's Story 01:16 - ALL RETIREES Should Study This Graph 04:00 - Dan's Big Mistakes 05:50 - Mistake 2 07:33 - Mistake 3 08:40 - You're Wired Differently 09:23 - Mistake 4 10:20 - If You Have Real Estate 11:40 - Mistake 5 12:09 - Mistake 6 🍀Get The 5-Minute Retirement For Free🍀 streaml...
7 Investments That Will REDUCE Your Taxes Immediately
Переглядів 11 тис.Місяць тому
[Timestamps Below] Being the owner of a retirement planning firm and a tax prep firm, I've seen hundreds of people use these seven investments, not only to reduce taxes but also to create tax-free growth and tax-free income.  Four of them you might know, and you've heard before, but three of them are a little bit different and many people have not explored these options, so I want to make sure ...
RETIREMENT EXPERT : 5 VITAL Steps Needed To Retire
Переглядів 8 тис.Місяць тому
And if you're already retired, STEP ONE will be MOST useful. Dave Zoller, CFP® 🍀Get The 5-Minute Retirement For Free🍀 streamlineplanning.com/retirement ✅ REACH OUT FOR A FREE RETIREMENT PLANNING SESSION ✅ streamlineplanning.com/start-here ❤️[MY FAVORITE RETIREMENT PLANNING SOFTWARE VIDEO WALKTHROUGH]❤️ streamlineplanning.com/diy-retirement 00:00 - Step 1 00:53 - 3 KEYS to Retirement Success 03:...
Why is Vanguard Selling Your Retirement Plan ?
Переглядів 7 тис.Місяць тому
Vanguard is selling 280,000 retirement plans - why and what are your options? Dave Zoller, CFP® 🍀Get The 5-Minute Retirement For Free🍀 streamlineplanning.com/retirement FREE RETIREMENT PLANNING SESSION hubs.ly/Q02wB2hd0 MY FAVORITE RETIREMENT PLANNING SOFTWARE VIDEO WALKTHROUGH Achieve Your Successful & Secure Retirement WITHOUT A Financial Advisor streamlineplanning.com/diy-retirement ⭐️ POPUL...
EP 4: From the UFC Octagon to Entrepreneurship w/ Ricardo Lamas
Переглядів 339Місяць тому
In this episode of 'Wealth Beyond Riches,' we sit down with Ricardo Lamas, world championship UFC fighter turned entrepreneur and coach. Our conversation delves deep into the transformative power of failure, the significant impact of a coach, and the journey from a prestigious fighting career to one filled with significance and impact. Lamas shares his path from being inspired as a child by mar...
How Do Business Owners Invest After The Sale ? High Net Worth Wealth Management
Переглядів 625Місяць тому
Chad Willardson shares his insights on HNW Investments and life after the sale. Dave Zoller, CFP® Chad's Book a.co/d/6KFLLwh ✅ REACH OUT FOR A FREE PLANNING SESSION ✅ hubs.ly/Q024vYxL0 00:00 How entrepreneurs invest 00:46 Private Equity & Alternative Assets 11:55 The Downside of Entrepreneur's Risk Profile 15:55 Business Owners and Retirement 22:45 Hiring kids in the business ⭐️ POPULAR RETIREM...
Can I Eliminate Taxes Using These Strategies? Retirement Planning
Переглядів 1,2 тис.Місяць тому
Can I Reduce Taxes To Zero Using These Strategies? Tim Meisenheimer, CFA, CFP® ✅ REACH OUT FOR A FREE RETIREMENT PLANNING SESSION ✅ streamlineplanning.com/start-here ⭐️ POPULAR RETIREMENT VIDEOS ⭐️ 1️⃣ How To Organize Your Retirement with 7 MUST-HAVE ACCOUNTS ua-cam.com/video/AR5gBjLEMjI/v-deo.html 2️⃣ 5 BIG Retirement REGRETS ua-cam.com/video/bTDiedqCALE/v-deo.html 3️⃣ Dave Ramsey Reaction: 8%...
He Retired At The Top Of His Career
Переглядів 5 тис.2 місяці тому
But what he did beforehand made all the difference. Dave Zoller, CFP® 🍀Get The 5-Minute Retirement For Free🍀 streamlineplanning.com/retirement ✅ REACH OUT FOR A FREE RETIREMENT PLANNING SESSION ✅ streamlineplanning.com/start-here ❤️[MY FAVORITE RETIREMENT PLANNING SOFTWARE VIDEO WALKTHROUGH]❤️ Achieve Your Successful & Secure Retirement WITHOUT A Financial Advisor streamlineplanning.com/diy-ret...
New Bill To Make Social Security TAX FREE | You Earned it, You Keep It
Переглядів 298 тис.2 місяці тому
New Bill To Make Social Security TAX FREE | You Earned it, You Keep It Dave Zoller, CFP® 🍀Get The 5-Minute Retirement For Free🍀 streamlineplanning.com/retirement ✅ REACH OUT FOR A FREE RETIREMENT PLANNING SESSION ✅ streamlineplanning.com/start-here ❤️[MY FAVORITE RETIREMENT PLANNING SOFTWARE VIDEO WALKTHROUGH]❤️ Achieve Your Successful & Secure Retirement WITHOUT A Financial Advisor streamlinep...
How To Pay $0 Tax On A Big Retirement Income
Переглядів 80 тис.2 місяці тому
How To Pay $0 Tax On A Big Retirement Income
They're Predicting A BIG Stock Market Crash
Переглядів 26 тис.2 місяці тому
They're Predicting A BIG Stock Market Crash
Navigating Life's Purpose & Investments w/ Brian Portnoy
Переглядів 1,2 тис.3 місяці тому
Navigating Life's Purpose & Investments w/ Brian Portnoy
Early Retirement With The Rule of 55
Переглядів 25 тис.3 місяці тому
Early Retirement With The Rule of 55
CFP® Explains: When to Rebalance in Retirement?
Переглядів 2,3 тис.3 місяці тому
CFP® Explains: When to Rebalance in Retirement?
Client Example: It Saved Over $1M in Taxes In Retirement
Переглядів 3,8 тис.3 місяці тому
Client Example: It Saved Over $1M in Taxes In Retirement
Upgrade Retirement Without Spending More Money
Переглядів 10 тис.3 місяці тому
Upgrade Retirement Without Spending More Money
This One-Page Retirement Plan Can Change Your Retirement
Переглядів 24 тис.3 місяці тому
This One-Page Retirement Plan Can Change Your Retirement
5 BIG Retirement Regrets
Переглядів 304 тис.3 місяці тому
5 BIG Retirement Regrets
How Do The Rich Invest ? High Net Worth Wealth Management
Переглядів 17 тис.4 місяці тому
How Do The Rich Invest ? High Net Worth Wealth Management
5 Retirement Rule Changes for 2024
Переглядів 23 тис.4 місяці тому
5 Retirement Rule Changes for 2024
New Inflation-Adjusted Tax Brackets for 2024
Переглядів 137 тис.4 місяці тому
New Inflation-Adjusted Tax Brackets for 2024
3 Things to Buy to Be Happier
Переглядів 99 тис.5 місяців тому
3 Things to Buy to Be Happier
Surprising Average Net Worth For 50+ (2024)
Переглядів 46 тис.5 місяців тому
Surprising Average Net Worth For 50 (2024)
Should I Do A Mega Backdoor ROTH Conversion in 2024 ? Retirement Planning
Переглядів 41 тис.5 місяців тому
Should I Do A Mega Backdoor ROTH Conversion in 2024 ? Retirement Planning

КОМЕНТАРІ

  • @morebaloney1539
    @morebaloney1539 2 години тому

    Retiring asap. Family health issue not mine- super clarifying of priorities. Be ready-early.

  • @lisaquick1196
    @lisaquick1196 4 години тому

    I enjoy your content! Just found you and subscribed. 🎉

  • @miket2916
    @miket2916 5 годин тому

    Why wait until after 55? ... to point one/aimed at YOU, how about stop taking OTHERS time for granted

  • @marlelarmarlelar9547
    @marlelarmarlelar9547 6 годин тому

    The only test I'm finding online are personality related not activity related. Could someone make a recommendation for me?

  • @SeanTalkoff
    @SeanTalkoff 10 годин тому

    One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $200k of my savings in stocks this year, and I hope I make profits.

  • @agfagaevart
    @agfagaevart 11 годин тому

    Bad News sells: Steve Van Meter and his ilk are great Doom Mongers. Another one is I-Allegedly. Take them with pinches of salt!

  • @zahemi914
    @zahemi914 11 годин тому

    This video is so like a calling to me...TQ for the sharing. Now I know Im on the right track towards my self progression & development...

  • @cortneysamuel1060
    @cortneysamuel1060 12 годин тому

    Please do a back door Roth video

  • @doreenmacedonia1012
    @doreenmacedonia1012 14 годин тому

    I've been semi-retired for almost 3 years now. I am retiring this September and I am super excited about this. I invested well and a day after my retirement I am going to do and enjoy the rest of my life immensely.

  • @dc100dc100
    @dc100dc100 15 годин тому

    Read “die with zero”. Changed my mindset of saving vs living,

  • @vincei4252
    @vincei4252 16 годин тому

    Very sound advice. Can I give you a small piece of advice? Please get a pop filter to put in front of your mic. It'll stop your audio popping.

  • @EponaDreams-AmbientDreamscapes
    @EponaDreams-AmbientDreamscapes 21 годину тому

    A tenth one... be careful of the partner that you have. My ex was in her mid 40s when we were together and I am 12 years older. Her expectations were still those of a 20 year old regarding what a man should do. Meaning time with her, time to support her kids, fix things around the house, not contribute financially to any bills, reply to calls within a certain time, had no concept of work, couldn't manage her money. All of these things came from anxiety and were a real energy sap.

  • @Davidstowe872
    @Davidstowe872 21 годину тому

    Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.

  • @user-it2en6jx1d
    @user-it2en6jx1d 22 години тому

    Did those buckets imply that you need $8 million to retire?

  • @timisaac8121
    @timisaac8121 22 години тому

    Good vid, good presentation. Yet, these seem more "this works" than things you "Stop" doing. I would change title to: Nine Keys to enjoy retirement (or the like). I don't feel regrets. But if I did, it isn't something I could just turn off. Less support of my adult kids? Well, I buy them assets. -smiles- Overall still a good solid vid: Thanks

  • @slee5714
    @slee5714 22 години тому

    I turned 55 this year. My how time flies , like so many other people , I have am not where I want to be in life, but that is life , I'd still say, I have lived a good life. Will I die tomorrow ,next year , or when I am 80 ? I'm sure many of us wonder . I have made mistakes, I have done good deeds, I have also done things I am not proud of . So I don't do things like that anymore, the latter that is. A common theme in my life is , hubris . Don't seek revenge, try to forgive others who have crossed you .from now until I die, I only wish to do good deeds, never take advantage of others because life is too short. Tha KS for making this video .

  • @user-bw4mj3ek7v
    @user-bw4mj3ek7v 23 години тому

    Very good perspective about "how you contribute" instead of "what you do" to distinguish your contribution to society.

  • @williamdunlop8191
    @williamdunlop8191 День тому

    Great advice on every point !

  • @zbolt5179
    @zbolt5179 День тому

    .

  • @snadianna
    @snadianna День тому

    11:18 I realized noone really cared or was thinking about me around the age of 25. Does this mean I'm over 60 now? :) P.S. I'm 35 yo right now, don't know why I was recommended this video, but watched it anyway. P.S.S. Despite being younger than 55 (at least, that's what my id is showing), I don't do or try not to do most of the things in the list for about 5-10 years. Exept I don't have children, so I can't "over-support" them and I still save money unnecessarily just because I'm not 50+ yo yet to not do it. :) Either way, these tips are good and can improve your life and inciese enjoyment of life no metter if you're 50+yo or not.

  • @JWilkins-lo3gg
    @JWilkins-lo3gg День тому

    You strike me as a very good and kind person.

  • @cameronwong7608
    @cameronwong7608 День тому

    Just turned 51. Listening to these topics with very open ears. Trying very hard to retire within the next 3 years. 🤞🏽🤞🏽Thank you for posting.

  • @lbafs1530
    @lbafs1530 День тому

    I could not agree more about slaving for your children. I had the very same attitude with my own parents being grateful foi an upbringing, education and discipline giving me the abilities to learn how to fish. If you compare children who have been spoilt rotten to those that were not its the latter that have more respect for their parents and money.

  • @garydower7870
    @garydower7870 День тому

    Very helpful. Thanks for doing this

  • @gillart99
    @gillart99 День тому

    I took a SEPP/72T at 50 and it’s the best thing I’ve ever done. #livelife

  • @vinyl1Earthlink
    @vinyl1Earthlink День тому

    If you're retired, you can still keep working. All the projects you've put off because you didn't have time, you can do them now.

  • @brett7y7
    @brett7y7 День тому

    I just turned 19 and I'm going to stop doing most of these things before I retire at 30.

  • @Jack-hn2cn
    @Jack-hn2cn День тому

    Thank you! Such a wise video… gives me a lot to think about 😊

  • @keithmachado-pp6fv
    @keithmachado-pp6fv День тому

    Good video. The ideas apply equally whether you have a pension or not. The only difference is the starting point of forced income.

  • @francetillman8961
    @francetillman8961 День тому

    What about health care if you are not 65 and had a medical condition?

  • @tsabo8227
    @tsabo8227 День тому

    👍

  • @dforrest4503
    @dforrest4503 День тому

    Nice video. I’m lucky in that when I retired at 55, people were generally very positive.

  • @mindcache5650
    @mindcache5650 День тому

    USA healthcare costs , pixelate your retirement savings.

  • @BUY_YT_Views_979
    @BUY_YT_Views_979 2 дні тому

    The only way to do great work is to love what you do. - Steve Jobs

  • @papashuk26
    @papashuk26 2 дні тому

    When I was working, nobody asked me how boring my work was or what I did with my time. The assumption that work is some gratifying path when it is so often just the means to an end is probably more common.

  • @joshm3342
    @joshm3342 2 дні тому

    Everyone's experience is different. My percentages look nothing like those in the video.

  • @joshm3342
    @joshm3342 2 дні тому

    I recognize the benefits of DAFs, and while they would reduce your taxes, they are NOT an investment which returns a material gain. So, for wealthy folks, yes.

  • @acornsucks2111
    @acornsucks2111 2 дні тому

    Your identity tied to your job.

  • @Thereallisadee
    @Thereallisadee 2 дні тому

    Very insightful.

  • @PorscheSpeedster-kz6nc
    @PorscheSpeedster-kz6nc 2 дні тому

    I like Rest, Test and Learn. That’s what I’ve been doing these last 2 years. Most recently I have fixed up our bikes that we didn’t touch in years.

  • @737Parkie
    @737Parkie 2 дні тому

    I’ll retire when I either have enough or have had enough.

  • @DavidLadd-t3b
    @DavidLadd-t3b 2 дні тому

    Excellent video. I just shared it with some of my retirement coaching clients. I really appreciate how you dig deeper than just finances.

  • @TheRemyRomano
    @TheRemyRomano 2 дні тому

    Right on. All of my coworkers were older than me and when I announced my retirement, which I had planned over 30 years, they were astonished that I would retire from the best job in the world so young. I had to keep reinforcing that this was the plan. It was hard to quit doing something that had been my life for so long, but it was also welcomed. The first few months I was off I was working so hard and getting so much done because I thought that was what I needed to do. As time went on. I began to work on my projects at a more reasonable pace and make things much more enjoyable, like it should’ve been all along. And at this point, I would be totally useless back in the workforce. Probably get fired on my first day back. 😂 but that’s OK. Not going back. 😊

  • @CherryBelle-sh2jx
    @CherryBelle-sh2jx 2 дні тому

    Hi, first time viewer here, from uk. This content is so accurate, Thanks

  • @HannahB436
    @HannahB436 2 дні тому

    I have savings of $1,000,000 and I'm ready for retirement, only concerned about the soaring inflation. Is this enough to retire comfortably, or do I need some sort of money management?

  • @Joseph__McKenzie_
    @Joseph__McKenzie_ 2 дні тому

    >>>Loved every second of my watch to the very end. You are a great teacher. I’m 36 and own a small business with $380K in savings. But I'd still love to grow my investments ahead of retirement. Do you mentor others? Really need some guidance to financial freedom.

  • @HannahB436
    @HannahB436 2 дні тому

    Loved every second of my watch to the very end. You are a great teacher. I’m 36 and own a small business with $380K in savings. But I'd still love to grow my investments ahead of retirement. Do you mentor others? Really need some guidance to financial freedom.

  • @brucejamiesn3802
    @brucejamiesn3802 2 дні тому

    I love the video. So insightful. My wife and I are 60 and we're retiring at 62 with plenty of assets. I can't wait to live a healthier life, slow down, and enjoy the simple things in life. We both love to travel and foresee one month short term rentals in Europe...instead of a hurried three week vacation going from place to place.

  • @leeanneNZ
    @leeanneNZ 2 дні тому

    Love rest test learn and play. Great food for thought! Thanks

  • @Fegga1955
    @Fegga1955 2 дні тому

    Very interesting